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£5,000 - £20,000
More than £20,000
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We have a solution for you. Please enter your details for an instant on screen report.
Simply use our free online checker to see how much debt you could possibly write off, we will then put you in touch with one of our debt advisors for a free, confidential chat to see what your options are.
Find out through our online checker to see if you qualify for debt support
See how much debt you could possibly write off through the online checker
Start on your programme to becoming debt free and getting your life back
Below is a list of all the type of debts that we can help you with and which would be cut down or even completely written off.
Our FAQ section is currently being updated.
An IVA, or an Individual Voluntary Arrangement is an agreement that is made between you and those you owe money to (your creditors) that determines how much you will repay each month and over what period of time (usually five years). An IVA is legally binding, meaning it is approved by the court and you and your creditors will have to stick to it.
Debt Consolidation, quite simply, is a way of refinancing your existing debts, so that you only make one payment per month, therefore making repayments easier and relieving some of your financial stress. Debt Consolidation can be used for various types of debt, including credit cards, personal loans and even store cards.
More often than not, an IVA will not affect your job, or your ability to get another job in the future as it is highly uncommon for employers to carry out credit checks on potential employees. Also, an IVA could be looked on positively, as it is considered a sensible option and a great way to avoid possible bankruptcy.
At the moment, there are more debt relief options available than ever – some more severe than others. The debt relief option suitable for yourself will depend entirely on your circumstances. For debts totaling less than £20,000, things such as Debt Relief Orders and Debt Management plans are a great way of clawing yourself out of financial difficulty.
Get help and start reducing your debt repayments today