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Low monthly payment
Stop interest and demands
Reduce debt by up to 70%
No more loans

What type of debts do you have?

Select the type of debt you have to proceed to the next step

Store cards

Loans

Car finance

Other

Next step

How much unsecured debt do you have?

Select the amount of debt you currently have

Less than £5,000

£5,000 - £20,000

More than £20,000

Are you behind on payments?

Yes

No

How many number of creditors do you have?

Select the amount of people you owe money to

Less than 2

More than 2

What is your current residency status?

Renting

Own Home

With Parents

Where do you currently live?

England

Scotland

Wales

(N) Ireland

Congratulations, get your results!

We have a solution for you. Please enter your details for an instant on screen report.

We will send you a copy of your results.

How does it work?

Simply use our free online checker to see how much debt you could possibly write off, we will then put you in touch with one of our debt advisors for a free, confidential chat to see what your options are.

Calculate

Find out through our online checker to see if you qualify for debt support

Reduce

See how much debt you could possibly write off through the online checker

Debt Free

Start on your programme to becoming debt free and getting your life back

What debts we can help with

Below is a list of all the type of debts that we can help you with and which would be cut down or even completely written off.

Utility Arrears

Credit Card Debt

Personal Loans

Payday Loans

Store Debts

CCJ Debts

Overdrafts

Loans

Credit Cards

+More

Frequently Asked Questions

Our FAQ section is currently being updated.

What is an IVA?

An IVA, or an Individual Voluntary Arrangement is an agreement that is made between you and those you owe money to (your creditors) that determines how much you will repay each month and over what period of time (usually five years). An IVA is legally binding, meaning it is approved by the court and you and your creditors will have to stick to it.

What is debt consolidation?

Debt Consolidation, quite simply, is a way of refinancing your existing debts, so that you only make one payment per month, therefore making repayments easier and relieving some of your financial stress. Debt Consolidation can be used for various types of debt, including credit cards, personal loans and even store cards.

Will an IVA affect my job?

More often than not, an IVA will not affect your job, or your ability to get another job in the future as it is highly uncommon for employers to carry out credit checks on potential employees. Also, an IVA could be looked on positively, as it is considered a sensible option and a great way to avoid possible bankruptcy.

What debt options do you have?

At the moment, there are more debt relief options available than ever – some more severe than others. The debt relief option suitable for yourself will depend entirely on your circumstances. For debts totaling less than £20,000, things such as Debt Relief Orders and Debt Management plans are a great way of clawing yourself out of financial difficulty.

Get help and start reducing your debt repayments today